Right At Home
GET IN TOUCH
Click Here To Read My GOOGLE Reviews!
Quick Tips For A Successful House Hunt
Carefully craft your wish list. If you are shopping with your partner, discuss your must-haves and deal breakers together, so you’ll be on the same page during your house hunt.
Remember you are not only buying a house but the neighbourhood too. You should spend time in the area to determine if it offers the lifestyle conveniences you’ll need. Is it safe? I will research your preferred neighbourhood, talk to neighbours and ask questions.
Establish your price range and consider added expenses such as land transfer taxes, property tax etc.
Steps To Take To Prepare To Buy A Home Within A Year
If you are planning to purchase within the year, then your priority right now should be to clean up your credit. Pull those reports, see if there is anything that may make the process difficult. Any past dues? Any lates? Judgments? Call the creditors and work out a deal. The key to getting a good mortgage rate is creditworthiness. Visit our mortgage calculator .
Make sure you have filed your taxes. Mortgage companies will need your last 2 and sometimes 3 years of tax returns, so pull that together.
SAVE SAVE SAVE! Also, it may be worthwhile to sit with a mortgage professional now and try to get preapproved. This way you’ll know in advance what your purchasing power is. If you can’t get preapproved, at least you’ll know why and you can begin to start cleaning your profile up.